People always ask me what is one thing that I recommend, that I do personally, to anyone in financial distress. That one thing would be to K.I.S.S IT. As you can imagine I usually get very puzzled looks. So I say it a bit slower: K–I–S–S I–T. For all of you Art History majors out there the definition for the K.I.S.S. rule is:
The most important rule in your finances is to Keep It Simple Stupid. Do a personal finance search in Google and see how many different opinions you can get. It is mind blowing. It is impossible to wade through all the junk and find the most beneficial information. So if you are not a finance guru and you graduated with a gerontology degree keep this one rule in mind when making over or starting out on your personal finance journey.
What is your One Thing that you need to K.I.S.S?