A Letter To Myself

This idea was spawned from Ninja over at Punch Debt in the Face. I hope to write this and put it in an envelope and open it in 10 years.

Dear Future Self,

I hope you are doing well in 2020. It has been a short journey in my married life but the most important as far as I’m concerned. We have been debt free since November of 2007 (but of course you know this) and you had still better be debt free as you open this (threat included). Right now we are going through some financial adversity. I thank the Lord everyday that we learned the basics of personal finance from Dave Ramsey. If not we would have to resort to credit cards to cover many of our expenses during this time.

As you are reading this my hope is that you have not forgotten the most important thing in life. I hope that through your financial adversity you have learned to hug your beautiful wife 🙂 a little harder and loved on your kids a little longer. I can’t wait to see how our lives are going to look in 2020. The steps that we have taken now will be so important when you open this letter. I don’t really have the patience for adversity at the moment. My hope is that we will see the end result of our hard work and self discipline by the time you open this letter.

More importantly than finances remember that it has been your relationship with Christ that has brought you to the point where you are today. You have been blessed beyond your knowledge and more importantly your family will be blessed through many generations because of the steps you have taken. Never lose sight of who sustains you and blesses your path. If you do let this letter be a reminder. You are NO ONE without Christ! Remember that your time line is not God’s. Your life will be a whole lot less frustrating when you realize that.

In the end, remember that communication is key. You will not win in life if you can’t learn to communicate in relationships. Your old self is going to be really disappointed if you have abandoned any of your top 3 pillars (God, Wife, and Family in that order). I have 3 instructions for you that you must do in the next week.

1. Open your bible and connect with Christ.

2. Take your wife on a date and do mention the budget ;).

3. Spend a full day with each of your children individually (Greyson 15, Ava 11, and TBD 10)

Do these 3 things amidst whatever victories or struggles may be going on at this point in your life. Never lose faith and never lose sight. See you on the flip side.

Yourself 10 Years Ago

P.S. Thanks Ninja for the idea. This is a really great way to reflect on the most important things in life. I encourage you to do this on paper or on your blog. Shoot me an email or a tweet with the link. I’m interested to read your letters to your future self.



15 Responses to “A Letter To Myself”

  1. marriagecoach1 Says:

    A great post, says it all in these trying times

  2. Dear Ninja | Punch Debt In The Face Says:

    […] Conquering Personal Finance […]

  3. corrin Says:

    Great post. Everyone has great expectations for themselves and their families, which is so nice to see!

  4. Chad Arnold Says:

    Corrin/MarriageCoach1 – I encourage you guys to do this. I shared it with my wife before I posted. It is by far one of the coolest/beneficial things I have done. If you write one post the link on here. I would love to read them.

  5. Investing Newbie Says:

    Beautiful post! My favorite part was the TBD mention. Good luck with your journey.

    • Chad Arnold Says:

      Thanks. My wife is due in October. We really do need to think about putting an ebook together with all these letters. This has been a pretty cool experience.

  6. Guy Says:

    What a great idea. What you are doing…talking about your future, goal setting, etc. is done by only 3% of the people out there. Consider yourself a winner already and enjoy the journey along the way. Don’t be in too big a hurry to get there. Life is good now…love it, live it, enjoy it!!

  7. Chad Arnold Says:

    Hey Guy, go read all of the people’s letters from the link in the post. It is really cool and might be a great idea for the men’s group. Thanks for the encouragement.

  8. MyFinancialObjectives Says:

    Nice letter, I really like your number 1 instruction and how you made it a priority.

    I agree with Chad, I have been reading many letters this morning, and it is an awesome idea that really makes you think about YOUR life and what YOUR aspirations are. Excellent activity.

  9. Jeff Says:

    Very nice post. Knowing yourself and having your 3 pillars will make it a simple task to get through the next 10 years. Good luck on your adventure. Below is my favorite line

    You will not win in life if you can’t learn to communicate in relationships.

  10. Chad Arnold Says:

    Mucho respect for delivering pizzas. I could be headed down that same road in the near future.

  11. Madison Jonas Says:

    Hey you stud, great post.

  12. A Letter to Myself Says:

    […] Conquering Personal Finance […]

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